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Affinity Club Underwriters

Comprehensive Club Insurance Solutions for VGM Club members.

With exclusive products and over 30 years of industry leadership, our insurance solutions are designed by club industry experts for club industry professionals.

Through exclusive industry partnerships, we offer broader solutions that can be tailored to the unique needs of clubs of all sizes and types. We also offer specialized and optional coverage, and the flexibility to provide higher limits.

We have the ability to work directly with your broker of choice!


Who it Covers

  • Private and semi-private clubs
  • Golf and country clubs
  • Tennis and social clubs
  • Daily fee courses
  • Resorts
  • Golf management companies

What it Covers

  • Property
  • Blanket Real and Blanket Personal Property Coverage
  • Business Income Including Extra Expense
  • Golf Course Coverage up to $2,000,000
  • Equipment Breakdown
  • Spoilage
  • Crime Coverage
  • Flood
  • Earth Movement
  • Outdoor Golf Course Property Including Coverage for Trees
  • Casualty
  • General Liability Limits up to $1,000,000 Occurrence/$3,000,000 Aggregate
  • Liquor Liability
  • Identity Recovery Coverage
  • Pollution Liability
  • Storage Tank Liability
  • Commercial Umbrella/Excess Liability Limits up to $10,000,000.
  • Business Automobile Liability, Including Garage Keepers Legal Liability
  • Workers’ Compensation Coverage – Guaranteed Cost Plans
  • Cyber Liability
  • Directors and Officers
  • Employment Practices Liability
  • Property of Members and Guests

Contact our team today, or have your broker reach out to us!

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